#45: Small Savings
There is no denying that, more than ever, saving money is becoming increasingly difficult. Sure, things might have been just as hard 50 years ago, but the chance of getting ahead was much higher than it is today.

But with this small yet effective tip, you could end up with an excellent little savings account that grows increasingly with each month you add to it. Many people swear by these “emergency” accounts for when the going gets tough, and we think it’s an excellent idea.
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